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Claim Representation - Fighting for Policyholders, Not Insurance Companies
Four Winds Public Adjusters helps you get more on your Residential or Commercial property damage claim by working exclusively for you—not the insurance company. While the insurance company’s adjuster is focused on minimizing claim payouts and protecting the Insurance company's interest, Our Florida Licensed Public Adjusters exclusively represents you, the policyholder, ensuring your property damage claim is documented, negotiated and fairly settled. ​Enhance the likelihood of a more accurate claim settlement by enlisting the services of Four Winds Public Adjusters. With our expertise, we'll help you make informed decisions at every pivotal point of the Insurance claim process, safeguarding your Insurance rights at all time. Our dedicated team of insurance Public Adjusters have over a decade of experience in fighting on behalf of policyholders like you to get a fair claim settlement. We understand the fine print in your policy and make sure we hold the Insurance company to their promise to pay. Let us fight for you!
Types of Property Damage Claims we handle
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Fire Damage
Tornado Damage
Under Slab leak
Roof Damage
Flood Damage
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Water Damage
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Hurricane Damage
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Mold Damage
Condominium leaks
Why Hire a Public Adjuster for your Insurance Claim
Dealing with a property damage insurance claim in Florida can feel like navigating a maze — especially after unexpected losses such as water damage, fire damage, flood damage, or hurricane damage.
When policyholders take on insurance companies and their teams of experts alone, they often find themselves at a disadvantage. The result? Underpaid claims, prolonged delays, or even outright denials.
That’s why you need a licensed Florida public adjuster like Four Winds Public Adjusters on your side. We protect you from the common pitfalls of the claims process and fight to secure the full recovery you’re entitled to.
Instead of struggling through confusing paperwork and insurance tactics on your own, let us handle the process. We’ll take the burden off your shoulders, safeguard your rights, and work to ensure you receive the settlement you truly deserve — without the added stress​
Our team of experienced professionals specializes in representing both residential homeowners and commercial policyholders. We meticulously document every detail of your damages and present your claim with precision to ensure nothing is overlooked. At Four Winds Public Adjusters, our goal is simple: to maximize your recovery and secure a fair settlement. Start with a free property inspection today to understand your best course of action and explore all available recovery options for your claim.
How Much Does it Cost to Hire a Public Adjuster in Florida?
The good news is that Public Adjusters don’t charge upfront fees. Instead, we work on a contingency basis—meaning we only get paid if you get paid. Our fee is simply a percentage of the settlement amount we help secure for you. In Florida, Public Adjuster fees are regulated by law: -Up to 20% of the settlement for most claims. -10% cap if the claim is related to a declared state of emergency (for claims filed within the first year of the event). Hiring a Public Adjuster is not an extra cost—it’s an investment. In most cases, the increase in settlement they negotiate for you far outweighs their fee, not to mention that we charge less than the 33% + legal cost that an attorney will charge you - leaving you with more money in your pocket to repair and restore your property.
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Contact Four Winds Public Adjusters
Don't leave the outcome of your claim to chance—Call Four Winds Public Adjusters today for a Free claim review and free Home inspection to Learn more about your claim options and how we can help you maximize your compensation.